What Are Commercial Loans?
Commercial loans provide financing for income-producing real estate, including both owner-occupied properties and investment properties. These loans are ideal for businesses looking to establish or expand their physical footprint, as well as investors seeking long-term returns through real estate.
Commercial Loan Options
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Commercial Mortgages (Owner-Occupied)
Finance properties your business operates in, including offices, retail spaces, or mixed-use buildings.
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Investment Real Estate Loans
Secure funding for income-generating properties such as multi-family units, commercial buildings, or other real estate investments.
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Interest-Only Lines of Credit
Flexible financing options designed for investment properties, allowing you to manage cash flow efficiently while maximizing returns.
Commercial Loan FAQs
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Business loans are typically used for operational needs such as equipment, payroll, or working capital. Commercial loans are specifically used to finance real estate and income-producing properties.
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We finance both owner-occupied commercial properties and investment real estate.
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We offer flexible loan terms of 5, 10, and 15 years, with amortization periods of 15, 20, and 25 years to help structure payments that align with your financial goals.
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Yes, we offer refinancing options that may help you lower your rate, adjust your loan term, or access equity in your property.
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Amortization refers to how your loan is repaid over time. Longer amortization periods can lower your monthly payments, while shorter periods may help you pay off the loan faster and reduce total interest paid.