Extended Insurance | Trumark Credit Union

Protect More of What You’ve Earned

Protect your savings with extended NCUA insurance coverage, all while managing your money through a single Trumark account.

Whether you've recently sold a home, received a large deposit, or simply have savings that exceed standard NCUA insurance limits, Extended Insurance makes it easy to protect your funds.

Increased Coverage

Expand your deposit insurance through a network of participating NCUA-insured credit unions, all while banking with Trumark.

One Relationship

There's no need to open or manage multiple accounts at different financial institutions. Everything is coordinated through your Trumark account.

Easy Access to Your Money

Although eligible deposits are distributed for insurance purposes, you continue to access and manage your funds through your Trumark online banking and mobile app.

Deposit Your Funds

Open an account with Trumark and speak with us about enrolling eligible funds in the Extended Insurance program.

We Do the Work

Eligible funds are automatically distributed in amounts that remain within NCUA insurance limits across a network of participating credit unions.

Bank As Usual

Your money remains accessible through your Trumark account, so you can view your balance and manage your savings in one convenient place.

Extended Insurance FAQs

Getting started is easy.
Speak with us about enrolling eligible funds in the Extended Insurance program and once your account is established, you'll have access to a secure Member Portal where you can view your account, statements, and deposit allocations.
Extended Insurance helps protect large deposit balances by expanding your NCUA insurance coverage beyond the standard insurance limit.
Eligible deposits are automatically distributed in amounts within NCUA insurance limits across a network of participating credit unions. This allows you to protect larger eligible deposits while managing your money through a single Trumark account.
After depositing funds, Trumark automatically allocates eligible balances across participating credit unions in amounts that remain within NCUA insurance limits.
For example, if you deposit $1 million, your funds may be distributed among several participating credit unions, with no more than the applicable insurance limit allocated to each institution. This helps maximize your NCUA insurance coverage while allowing you to continue banking through Trumark.
You don't need to open multiple accounts or manage relationships with different financial institutions. Your eligible deposits and account activity are consolidated into one relationship with Trumark.
You maintain control of your account just as you would with any other deposit account.
You can make deposits, withdrawals, and transfers as permitted through your account. Trumark handles the allocation of eligible deposits across the network of participating credit unions, so you don't have to.
Yes. Eligible deposits are placed at participating NCUA-insured credit unions in amounts that remain within NCUA insurance limits.
Since the creation of the National Credit Union Share Insurance Fund in 1970, no member has ever lost a penny of insured shares due to the failure of an NCUA-insured credit union.
NCUA insurance covers eligible deposits, including principal and accrued interest, up to applicable insurance limits.
For more information about NCUA share insurance, visit ncua.gov.
We work with eligible NCUA-insured credit unions that meet regulatory, compliance, and operational standards.
Trumark maintains oversight of where eligible deposits are placed, and you have transparency into how your funds are allocated.
Extended Insurance offers several advantages:
- Protect eligible deposits
- Keep your savings with one trusted financial institution
- Eliminate the need to open and manage multiple accounts
- Earn a competitive return on eligible balances
- Access your account through Trumark while benefiting from expanded NCUA insurance coverage

^{Insurance is provided through participating program credit unions and is subject to applicable terms and conditions.}