Foundational Checking: Simple. Clear. Built for Confidence.

Our Foundational Checking account is designed to make everyday banking easy to understand and easy to manage. With no overdraft fees* and no hidden surprises, you can spend with confidence—knowing you’re only using what’s available in your account.

 

Your Partner in Financial Success

Pair Foundational Checking with additional services to support your financial journey and build confidence in your finances.

  • Financial Counseling

    One-on-one, confidential financial counseling designed to provide a personalized approach to managing your finances.

    Learn More

  • Share Secured Rewards Visa® Credit Card

    Build credit with a Secured Credit Card backed by your own deposit.

    Learn More

  • Certificates

    Guaranteed growth of your savings with as little as $500. Terms as low as 3-months.

    Learn More

Our Foundational Checking account is Bank On certified – meeting national standards for safe and affordable banking

Foundational Checking Account FAQs

  • Bank On is a program that connects consumers to safe and affordable banking and is run by a non-profit organization (Cities for Financial Empowerment Fund).

    Their initiative aims to reduce the number of people without a bank or credit union account by expanding access to financial services.

    Trumark is excited to earn a certification for our Foundational Checking product, which means that we follow their standards for this account, including:

    • No fees for opening, dormancy, or closing
    • No overdraft fees (due to no ability to overdraft*)
    • Access to banking features that helps consumers feel confident managing money

  • Members can make surcharge-free withdrawals at any Trumark ATM or at participating STARs ATMs.

    Make withdrawals at any Trumark ATM for no fee. A $2 fee may be charged for each non-Trumark ATM withdrawal depending on your checking account level. An additional $2 fee may be charged for any Non-Trumark ATM where ATM is not a member of the MoneyPass (look for the MoneyPass logo).

    Withdrawals, transfers, and balance inquiries (with or without a funds transfer) at non-Trumark ATMs may be assessed a surcharge or other fee by the ATM owner.

  • Yes, you can set up direct deposit to your account. Simply instruct your employer, government benefactor, or pension plan to deposit your funds directly into your Trumark account – instead of giving you a paper check. Our ABA Routing/Transit number is (236084243). 

    Click here to learn more

Foundational Checking Disclosure