A Simpler Card with a Lower Rate So More of Your Money Stays Yours
The Everyday Simplified Visa® Credit Card keeps things straightforward with a low rate that helps you save on interest, whether you’re making a purchase or carrying a balance. With no annual fee and built-in security to help protect you, it’s a simple, reliable way to stay in control of your everyday spending.
Everyday Simplified Visa® Credit Card
Intro offer
0% APR for balance transfers completed within the first 90 days after account opening
Benefits
Smart, straightforward way to manage or build your credit
Annual fee
$0
APR As Low As
9.49%
Built-In Security and Protection
Life happens—cards get misplaced, and sometimes a charge doesn’t look right. With the Everyday Simplified Visa® card, you don’t have to stress. You’ll have 24/7 support whenever you need it, along with built-in protections that help keep you covered.
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Visa's Zero Liability fraud protection
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Visa® Purchase Alerts
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Instant card lock/unlock through Trumark's online banking or mobile app.
More Extra Perks That Add Value
The Everyday Simplified Visa® card goes beyond cash back with extras that make everyday life a little easier and a lot more fun.
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Roadside Dispatch®
24/7 pay-per-use roadside assistance service.
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Everyday Simplified FAQs
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This card is ideal if you’re looking for a straightforward, low-rate credit card with no annual fee. It’s a great option for everyday purchases or carrying a balance while keeping interest costs lower.
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You can take advantage of a 0% APR on balance transfers completed within the first 90 days of opening your account. After that, a variable APR will apply.
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There are several ways to complete a balance transfer:
Online Banking
Log in and navigate to Pay & Transfer, then choose Credit Card Cash Advance/Balance Transfer.- Select the Trumark credit card you want to transfer the balance to.
- Under Destination, choose Balance Transfer.
- Enter the transfer amount and click Submit.
- Enter the name, phone number, address, and 9-digit zip code of the bank or credit union you're transferring from. You can find this information on your non-Trumark credit card statement. You'll also need the credit card number from where you're transferring from. Click continue.
- Review and confirm the address where Trumark will send the electronic or mailed check, then click Submit.
Other Options
You can also complete a balance transfer by visiting a local branch or contacting the Member Service Center by phone. -
Once the introductory period ends, your balance will move to a standard variable APR, based on your creditworthiness and other factors.
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You’ll have access to multiple built-in protections, including:
- Visa® Zero Liability fraud protection
- Real-time purchase alerts
- Instant card lock/unlock via online banking or mobile app
- Identity protection tools powered by Norton LifeLock
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No. The Everyday Simplified Visa® Credit Card has no annual fee, so you can use it without worrying about yearly costs.
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This card focuses on simplicity and a lower interest rate, rather than rewards. If you’re looking for cash back, you may want to explore other Trumark credit card options.