Build Your Credit While Earning Along the Way

Everyone starts somewhere and the Secured Rewards Visa® Credit Card helps you move forward with confidence. Designed to help you build or strengthen your credit, it lets you earn rewards on everyday purchases while demonstrating responsible use. With built-in security and a straightforward approach, it’s a smart step toward better credit and more financial opportunities.

Secured Everyday Rewards Visa® Credit Card

Build credit and enjoy rewards

Benefits 

Our Secured Everyday Rewards Visa® Credit Card helps you build a credit history with responsible use while earning great rewards 

Rewards

1 point for every $1 spent

Annual fee

$0

APR

as low as 16.49%

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Built-In Security and Protection

Life happens—cards get misplaced, and sometimes a charge doesn’t look right. With the Secured Everyday Rewards Visa® card, you don’t have to stress. You’ll have 24/7 support whenever you need it, along with built-in protections that help keep you covered.

  • Visa's Zero Liability fraud protection

  • Visa® Purchase Alerts

  • Instant card lock/unlock through Trumark's online banking or mobile app.

  • ID Navigator powered by Norton LifeLock to help protect your personal information.

More Extra Perks That Add Value

The Secured Everyday Rewards Visa® card goes beyond cash back with extras that make everyday life a little easier and a lot more fun.

  • Cell Phone Protection

    Get cell phone protection when you pay your monthly cell phone bill with your Secured Everyday Rewards Visa® Credit Card. 

  • Shipt Discount

    For same-day delivery of groceries and household essentials

  • Sofar Sounds

    Presale access and opportunities for free tickets to live music events.

Secured Rewards FAQs

  • A secured credit card requires a refundable security deposit, which becomes your credit limit. It’s designed to help you build or rebuild your credit with responsible use.

  • Your deposit is held as collateral and typically equals your credit limit. For example, a $500 deposit gives you a $500 limit. Your deposit is refundable if your credit card account is closed in good standing.

  • Yes. Your payment activity is reported to major credit bureaus, so on-time payments and responsible use can help improve your credit over time.

  • Yes! You’ll earn 1 point for every $1 spent, so you can build credit while earning rewards on everyday purchases.

  • In many cases, yes. With responsible use—like making on-time payments and maintaining a low balance—you may become eligible to transition to an unsecured card.

    Visa® Credit Card Rates and Fees Disclosure