A Credit Card That Never Stops Working for You

Trumark’s Everyday Elite Visa® Credit Card rewards the purchases you make every day with elevated cash back in the categories you use most. With no annual fee and built-in security features, it’s an easy way to get more value from your everyday spending.

Everyday Elite Visa® Credit Card

Earn up to 4% cash back on purchases

Intro offers

  • 0% intro purchase APR for the first 12 months
  • 0% APR for balance transfers completed within the first 90 days after account opening
  • Spend $1,500 in the first 90 days, get $150

Rewards

  • 4% on gas and EV charging
  • 3% on restaurants and food delivery
  • 2% on groceries and grocery delivery
  • 1% on all your other everyday purchases

Annual fee

$0

APR

17.99%

Apply Today

Built-In Security and Protection

Life happens—cards get misplaced, and sometimes a charge doesn’t look right. With the Everyday Elite Visa® card, you don’t have to stress. You’ll have 24/7 support whenever you need it, along with built-in protections that help keep you covered.

  • Instant card lock/unlock through Trumark's online banking or mobile app.

  • Visa® Purchase Alerts

  • Visa's Zero Liability fraud protection

More Extra Perks That Add Value

The Everyday Elite Visa® Credit Card card goes beyond cash back with extras that make everyday life a little easier and a lot more fun.

  • Porch Piracy Protection

    If an eligible item you purchased with your covered Everyday Elite Visa® Credit Card is stolen from your delivery location within 90 days, Porch Piracy protection can help reimburse you for the loss.

  • Trip Cancellation/Trip Interruption Reimbursement

    Get reimbursed for the cost of your common carrier fare if your trip is cancelled or interrupted for a covered reason.

  • Cell Phone Protection

    Get cell phone protection when you pay your monthly cell phone bill with your Everyday Elite Visa® Credit Card. 

  • Sofar Sounds

    Presale access and opportunities for free tickets to live music events.

    Learn more

  • Booking.com

    Discounts on travel bookings when using your Visa credit card.

    Learn more

  • Roadside Dispatch®

    24/7 pay-per-use roadside assistance service.

  • OpenTable

    Get access to the hottest dining events in town – from chef collaboration dinners, to first looks at hot new openings, and more. 

    Learn more

  • Universal Destinations & Experiences

    Exclusive discounts, dining perks, and merchandise offers at Universal Orlando Resort and Universal Studios Hollywood.

  • Travel & Emergency Assistance Services

    Support for medical, legal, transportation, and other urgent travel needs worldwide.

  • Global Roaming Data

    Travel the world without data roaming charges using your Everyday Elite Visa® Credit Card.

  • Visa Concierge

    24/7 concierge for travel, dining, events, and more.

Everyday Elite FAQs

  • The Everyday Elite Visa® Credit Card is a cash back credit card that offers higher rewards on everyday purchases like gas, groceries, and dining, along with introductory APR offers and no annual fee.

  • You can earn:

    • 4% cash back on gas and EV charging
    • 3% on restaurants and food delivery
    • 2% on groceries and grocery delivery
    • 1% on all other purchases.

    Bonus reward tiers are capped at $4,000 per category per year.

  • No. The Everyday Elite Visa® Credit Card has no annual fee.

  • Yes. New cardholders receive 0% APR on purchases for 12 months and 0% APR on balance transfers for the first 90 days. A 3% transfer fee applies on balance transfers.

  • New cardholders can earn a $150 bonus when they spend $1,500 in the first 90 days.

  • The card includes Visa's Zero Liability fraud protection, 24/7 card support, Visa® Purchase Alerts, ID Navigator powered by Norton LifeLock, and the ability to lock or unlock your card instantly through Trumark's online banking or mobile app.

  • Yes. The Everyday Elite Visa® Credit Card works with Apple Pay®, Google Pay™, and Samsung Pay®.

  • You receive a 28-day grace period when balances are paid on time.

  • Yes. Cardholders receive Cell Phone Protection when they pay their monthly cell phone bill with the card, a Shipt discount for same-day delivery of groceries and household essentials, and Sofar Sounds presale access with opportunities for free tickets to live music events.

  • There are several ways to complete a balance transfer:

    Online Banking
    Log in and navigate to Pay & Transfer, then choose Credit Card Cash Advance/Balance Transfer.

    1. Select the Trumark credit card you want to transfer the balance to.
    2. Under Destination, choose Balance Transfer.
    3. Enter the transfer amount and click Submit.
    4. Enter the name, phone number, address, and 9-digit zip code of the bank or credit union you're transferring from. You can find this information on your non-Trumark credit card statement. You'll also need the credit card number from where you're transferring from. Click continue.
    5. Review and confirm the address where Trumark will send the electronic or mailed check, then click Submit.

    Other Options
    You can also complete a balance transfer by visiting a local branch or contacting the Member Service Center by phone.

  • You can apply online for the Everyday Elite Visa® Credit Card. Call 1-877-TRUMARK or stop by any branch if you have questions before applying.

    Everyday Elite Visa® Disclosure  Everyday Elite Visa® Benefits